J & J Heating & Air Inc.
Call Us Today!
Se habla Español!
Galt: 209-744-8114   Stockton: 209-951-2627
Lodi: 209-366-2468
heating, air conditioning, Duct Cleaning & Solar in Lodi, Elk Grove, Galt, Tracy & Stockton

HVAC Financing

We offer air conditioning & heating financing to help our customers take advantage of high efficiency systems.

Our air conditioning & heating financing options

Like a home or automobile, buying a heating and air conditioning system could be one the largest investments you'll make. But with the right product choice and installation, you could see considerable savings over the lifetime of the new HVAC system. This can also help offset your initial investment.

Energy savings practically pays for financing

Using energy savings to finance your purchase is a smart way to pay for your investment. Our heating financing program provides flexible plans and payment options for the home comfort solution that suits and satisfies your needs and budget.

Hero Financing

HERO Financing Makes Sense

Through partnership with your local government, HERO (Home Energy Renovation Opportunity) is available to you as an affordable way to make energy efficient, water efficient, and renewable energy upgrades to your home. Use HERO to finance home energy projects that can increase your property value, lower your monthly utility bills, and contribute to making your community more energy independent.

Applying for HERO is fast and simple. There is no cost to apply and in less than 2 minutes you can find out how much your home qualifies for. HERO offers low-fixed interest rates and flexible payment terms. Get started with HERO today!

The HERO Program offers financing for up to 20 years with low fixed interest rates for home energy products permanently affixed to the property.

  • Most Properties Qualify
  • Not Based on Credit Scores
  • Tax Benefits
Apply Now
Ygrene Financing

Lower the cost of your next big home improvement with Ygrene.

In 2010 we started a mission: To make energy-smart home and building improvements easy, accessible, and affordable for every property owner. We believe government, business, and individuals can come together to make that happen.

Ygrene is committed to making it easy for families to invest in their future and a healthier environment.

Improve your family's comfort, health and safety - save big on your monthly energy bills and boost the value of your most important investment.

Apply Now

Home comfort financing

Financing your heating and air conditioning purchase is also a great way to offset your initial investment. Financing provides you with flexible programs and payment options for the home comfort solution that suits and satisfies your entire family's heating, cooling and indoor air quality needs.

By financing the purchase and installation of your home comfort system, you'll be comfortable with low monthly payments and the following benefits:

  • Simple application process
  • Fast credit decisions
  • Exclusive cardholder promotions
  • Low minimum monthly payments*
  • Convenient monthly online statements
  • Manage and pay your bill online

*Subject to credit approval

Apply Now

As your local, trusted contractor, we offer financing to allow our customers to experienced the beauty of modern HVAC. Call us at 209-744-8114 to start enjoying a more comfortable home!